Start looking 6 months before your fix ends. How to lock a rate early, calculate ERCs, compare 2yr vs 5yr vs tracker, and decide whether to port or overpay first.
Earn up to GBP 7,500 tax-free from a lodger under the Rent a Room scheme -- here is everything you need to know for 2026/27.
Every allowable expense UK landlords can deduct from rental income in 2026 -- from mortgage interest credit to repairs, management fees, and the property income allowance.
Right to Buy lets eligible council tenants in England buy their home at a discount. In 2026 the urban cap is £38,000 and the rural cap is £16,000. Here is the full eligibility and cost guide.
How to structure your director salary and dividends for maximum tax efficiency in 2026/27 -- with worked examples using current NI thresholds and dividend tax rates.
If your non-savings income is below £17,570, you may pay 0% tax on savings interest. How the starting rate band works, who benefits, and how to claim via R40 or Self Assessment.
How to reduce Capital Gains Tax when selling a second home or buy-to-let property in 2026/27 -- PRR, letting relief, timing strategies, and the 60-day reporting rule.
Claim 50% income tax relief on up to GBP 200,000 through SEIS investments in 2026/27 -- here is everything you need to know.
How settlement agreement payments are taxed in 2026 -- the £30,000 tax-free exemption, PENP formula for notice pay, payments in lieu of notice, and PILON tax rules.
Share Incentive Plans let UK employees buy company shares free of income tax and NI, with full CGT shelter after five years.
Staircasing lets shared ownership buyers purchase additional shares over time. We explain the costs at each tranche, SDLT treatment, mortgage implications, and what happens at 100%.
Sharesave lets UK employees save up to GBP 500 a month and buy discounted company shares at maturity -- tax-free on the bonus and option gain.
