What to check before combining several old UK workplace pensions into a single SIPP, including exit fees, lost guarantees and the £60,000 annual allowance for 2026/27.
How sequence-of-returns risk can permanently damage a SIPP in drawdown even if long-term average returns are fine, and practical ways to reduce it in 2026/27.
How VAT applies to match-day food, drink and screening events for UK pubs during the Six Nations 2026 championship, and what small hospitality businesses should track.
UK residents working a winter ski season abroad as a chalet host, rep or instructor still have UK tax obligations. How residency, foreign earnings and National Insurance work for 2026/27.
How UK-resident ski instructors working a winter season abroad are taxed in 2026/27, including UK tax residency rules, foreign tax and split-year treatment.
What smart meters do and don't do for your energy bill, how time-of-use tariffs work, and whether they're worth having under the 2026/27 Ofgem price cap.
UK social worker salary bands from newly qualified to senior practitioner, plus a full 2026/27 income tax and National Insurance take-home breakdown.
How to estimate the payback period for UK residential solar panels against the 2026/27 Ofgem price cap and export tariff rates.
A sole trader earning £45,000 profit takes home more per pound than an employee on £45,000 salary, because Class 4 NI is lower than employee NI and there is no employer NI at all. Full 2026/27 comparison.
Below a certain level of annual profit, operating as a sole trader is simpler and no more expensive in tax terms than running a limited company. Above it, incorporating usually starts to save money. Here is the break-even point for 2026/27.
Special constables are unpaid volunteers, but many forces pay expenses and boot allowances. How HMRC treats these payments, and what happens if you have a full-time job as well, in 2026/27.
A sportsperson's testimonial year proceeds are tax-free up to £100,000 under a specific statutory exemption, but only where the testimonial is not contractual. Here is how testimonial tax works in 2026.
