9 articles tagged with Car Finance.
GAP insurance covers the difference between what your car insurer pays out after a total loss and what you still owe on finance. When it's genuinely useful, and when it's an unnecessary add-on.
PCH (leasing) means you never own the car and hand it back at the end; buying outright means a bigger upfront cost but a real asset afterwards. The real cost difference over a typical ownership period.
A new car's biggest cost isn't the purchase price — it's the depreciation in year one. Working through purchase price, depreciation, warranty and running costs for a realistic total-cost comparison.
UK number plates change twice a year, in March and September, driving both a rush of new registrations and a dip in demand for outgoing-plate used cars. How to use the timing to your advantage.
The car finance commission mis-selling issue explained for 2026 — what discretionary commission arrangements were, who might be owed money, and how to check and complain.
Comparing Approved Mileage Allowance Payments for using your own car for business versus taking a company car in 2026/27 — worked figures, tax treatment, and when each option wins.
PCP, HP, PCH or cash? We compare the true total cost of a £25,000 car over 4 years across every financing option in 2026 — including EV salary sacrifice, the best deal on the market.
Step-by-step guide to PCP, HP, personal loan and leasing car finance. Real total cost comparison on a £22,000 car with APR, balloon payment and insurance group explained.
PCP and HP car finance explained clearly: how monthly payments are calculated, what you're actually paying in interest, the voluntary termination right, and cheaper alternatives.
