17 articles tagged with Leasehold.
EWS1 ratings, which lenders accept B1/B2 cladding, the Building Safety Fund, and a practical checklist for buyers of flats with cladding issues.
The Leasehold and Freehold Reform Act brings new transparency rules for service charges. What leaseholders can now demand, and worked examples of typical charges.
Why mortgages for flats above commercial premises are harder to arrange in the UK, which lenders will consider them in 2026/27, and how the rules differ from standard flats.
What UK buyers should know about getting a mortgage for an ex-council flat in 2026/27 — lender restrictions, high-rise rules, and the Right to Buy discount clawback.
Why small studio flats under 30-37 square metres face restricted UK mortgage lending in 2026/27, which lenders will consider them, and what buyers should check.
What UK tenants and buyers should know about service charges for concierge, gym, and communal facilities in 2026/27 — who pays, how much, and what's included.
Forfeiture lets a freeholder terminate a lease for unpaid charges as small as a few hundred pounds. Why it rarely happens in practice, and the protections leaseholders have.
New-build houses (not flats) sold on a leasehold basis are being phased out under leasehold reform. What the ban covers, why it doesn't apply to flats, and what to check if buying new.
Right to Manage lets leaseholders take over building management from the freeholder without proving fault. How it works, what it costs, and what changes under the Leasehold and Freehold Reform Act.
How to challenge unreasonable service charges as a UK leaseholder — what counts as 'reasonable', how the First-tier Tribunal process works, and what the Leasehold and Freehold Reform Act changes.
A lease under 80 years becomes progressively harder to mortgage, and marriage value kicks in on any extension. Why lease length matters so much and what thresholds to watch for.
The Leasehold and Freehold Reform Act 2024 banned ground rent on new leases. Find out what changed, who benefits, and what leaseholders can now do.
How leasehold enfranchisement works in 2026 -- extending your lease, buying the freehold, premiums, professional fees, SDLT and the tax angles you must plan for.
What a leasehold extension really costs in 2026: premium, marriage value, professional fees, SDLT and the tax angles every UK flat owner should plan for.
The Leasehold and Freehold Reform Act 2024 changes ground rent, lease extensions and introduces commonhold as a mainstream ownership form.
Service charges, ground rent, and lease extension costs mean leasehold ownership is often more expensive than buyers realise. Here is the full cost comparison over 10, 20, and 30 years.
Shared ownership UK 2026: buying 25–75% of a home, how staircasing works, SDLT on every purchase, service charges, lease extension costs, resale restrictions, and when it actually makes financial sense.
