30 articles tagged with Retirement.
When an interest-only mortgage ends, the full capital is due. Know your options: sell, remortgage to repayment, part-and-part, lifetime mortgage, or extending the term.
Carry forward lets you use up to three years of unused pension annual allowances, potentially allowing contributions of up to GBP 180,000 in one tax year.
Annuity rates have improved significantly. This updated 2026/27 comparison helps you decide between drawdown, annuity, or a blended approach.
Selling the family home to downsize in retirement can release six figures of equity — but stamp duty, selling costs and means-testing rules can eat into the gain. Full worked example.
How stamp duty, state pension timing and releasing equity interact when downsizing your home in retirement, for the UK 2026/27 tax year.
How NHS Pension Scheme abatement rules affect your pension if you return to NHS work after retiring, which scheme sections are affected, and how to plan around it in 2026/27.
Should you take your pension as one lump sum or use phased drawdown? We compare PCLS, UFPLS and flexi-access drawdown for 2026/27 savers.
Drawdown lifetime mortgages release equity in stages as needed, while lump sum products release it all upfront. How the interest cost, flexibility and estate impact differ.
Later-life lending covers everything from standard mortgages that run past retirement age to Retirement Interest-Only mortgages and equity release. How the options compare.
Full guide to Pension Credit 2026/27: Guarantee Credit tops up income to £227.10/week single or £346.60 couple; Savings Credit for those reaching State Pension age before April 2016.
A plain-English guide to UK annuity types in 2026 -- lifetime, fixed-term, enhanced and more -- with tax rules, pros and cons, and how to compare quotes.
How AVCs work in 2026/27, the tax relief you get at 20%, 40% and 45%, the GBP 60,000 annual allowance, and whether AVCs beat an ISA for your goals.
