Mixed-use SDLT rates can save thousands on properties that combine residential and commercial elements. Learn the rules, apportionment, and when the claim is beneficial.
The SDLT surcharge on second homes rose to 5% in October 2024. See 2026 rates, a GBP 350,000 worked example, refund rules and all current exemptions.
Buying UK property from abroad? The 2% non-resident SDLT surcharge stacks on top of standard rates and the 3% additional-property charge. Here is what to pay and when.
Buying a second home or buy-to-let? A 5% SDLT surcharge applies on top of standard rates. Full guide with worked examples and refund rules for 2026/27.
Buyers who are not UK resident pay an extra 2% on top of standard SDLT in England and Northern Ireland, and that 2% stacks on the 5% additional property surcharge. A non-resident second home at GBP 400,000 can owe over GBP 40,000.
Higher mortgage costs, 5% SDLT surcharge, Section 24 interest relief restriction, and declining net yields. We run the real numbers on UK buy-to-let in 2026 — and compare alternatives.
Everything first-time buyers need to know in 2026: how much deposit you need, SDLT after the April 2025 changes, using a Lifetime ISA, Shared Ownership, and the full timeline from AIP to completion.
FTB stamp duty changed April 2025: nil-rate reverted to £300k, purchase cap £500k. Real cost examples, Scotland LBTT, Wales LTT and strategies for London buyers.
How much deposit you need, how long it will take to save it, and the best accounts to use — including LISA bonus, stamp duty relief, and monthly saving tables.
From 1 April 2025, the stamp duty nil-rate threshold for first-time buyers dropped from £425,000 to £300,000. If you are buying above £300,000, your bill has gone up — sometimes by thousands. Here is what changed, worked examples, and what it means for you.
The 2% SDLT non-resident surcharge explained: who pays it, how it stacks with the additional-property surcharge, refund route, and worked examples for 2026/27.
Bought a derelict or uninhabitable property? You may have overpaid SDLT. Learn how to claim non-residential rates and reclaim thousands from HMRC.
