30 articles tagged with Tax Planning.
Offshore bonds offer tax-deferred growth and top-slicing relief. Here is how the insurance wrapper works and who benefits most.
Three months into the 2026/27 tax year, a mid-year review of ISA, pension and allowance usage helps avoid a scramble next March. What to check in July 2026.
How EIS capital gains deferral relief works in 2026/27: rolling a taxable gain into an EIS investment, the 3-year holding period, exit rules and interaction with 30% EIS income tax relief.
How CGT holdover relief (gift relief) works in 2026/27: qualifying assets, the joint election, form HS295, and how it interacts with Inheritance Tax on gifts within the 7-year rule.
How rollover relief defers Capital Gains Tax when you reinvest proceeds from selling a qualifying business asset in 2026/27: qualifying assets, the reinvestment window, partial reinvestment, and an example.
How EIS carry-back income tax relief lets you treat an investment as if made in the prior tax year, worked examples splitting a single investment, and the £1m/£2m annual limits for 2026/27.
How alphabet shares work for UK company directors in 2026: directing dividends to lower-rate spouses, anti-avoidance risks, the Arctic Systems case and safer alternatives.
How vesting schedules work for UK employee share options in 2026: EMI, CSOP, unapproved options, RSUs and growth shares -- when tax arises and how to plan exercise timing.
The bed and breakfasting CGT rule blocks same-asset repurchases within 30 days. Learn how the share matching rules work and how to use your 2026/27 allowance legally.
How divorce settlements are taxed in 2026/27: CGT no-gain/no-loss window, pension sharing, the family home, SDLT and IHT. A UK guide to keeping more of what you split.
Payments on account too high for 2026/27? Learn how to legally reduce or claim back your Self Assessment payments on account without risking HMRC interest.
How redundancy pay over GBP 30,000 is taxed in the UK for 2026/27: the tax-free band, what counts as taxable, NI, PILON rules and how to cut your bill.
How a relevant life policy gives directors and employees tax-efficient life cover in 2026/27, with costs, eligibility and how it beats personal cover.
Adjusted net income affects your Personal Allowance, HICBC, and tapered pension annual allowance. Learn how to reduce it with pension contributions and Gift Aid in 2026/27.
Capital losses must be reported and used against gains in the same year or carried forward. Bed-and-ISA and Bed-and-SIPP also avoid crystallising gains.
The CGT annual exempt amount has fallen to £3,000 — down from £12,300 just three years ago. Here are the key strategies to make the most of what's left.
The UK dividend allowance is just £500 in 2026/27. Here's how owner-directors and investors can plan their dividend income to minimise tax legally.
Investment bonds offer tax deferral and top-slicing relief — but the tax rules are complex. Here's a clear guide to onshore vs offshore bonds and how chargeable gains are taxed.
Selling your business to an EOT? Discover the CGT exemption, tax-free bonuses, and how employee ownership works in 2026/27.
VCTs offer 30% income tax relief on investments up to GBP 200,000 per year. Learn how they work, the risks, and whether they suit your 2026/27 tax plan.
A CSOP lets UK employees receive options over shares worth up to £60,000 with no income tax or NI on exercise after three years. This guide covers eligibility, the self-certification process, CGT treatment on sale, and how CSOP compares with EMI.
A complete guide to the UK Patent Box regime -- the 10% Corporation Tax rate on qualifying IP profits, eligible patents, the nexus approach, streaming calculation, and interaction with R&D tax credits.
A Share Incentive Plan lets UK employees receive up to £3,600 in free shares and buy partnership shares from pre-tax pay. This guide covers all four share types, the tax treatment at each stage, worked examples and what happens when you leave.
From salary sacrifice pensions to ISA wrappers and the Marriage Allowance, these 10 HMRC-approved strategies can legally cut your UK income tax and NI bill in 2026/27.
The Marriage Allowance saves eligible couples up to £252/year in income tax. Backdated claims covering 2022/23 to 2026/27 can unlock a one-off payment of up to £1,260. Full guide to who qualifies and how to apply.
Learn how Bed & ISA works in 2026/27: CGT rates 18%/24%, £3,000 AEA, worked examples and step-by-step instructions to shelter gains tax-free forever.
Most limited company directors take a low salary combined with dividends to minimise tax and NI. But the right split depends on employer NI, your Employment Allowance eligibility, and your personal tax position. Full worked example for 2026/27.
If your income falls between £100k and £125,140, you face a 60% effective marginal tax rate. Here's how pension contributions and other strategies can protect your allowance.
How to use your £3,000 annual CGT exempt amount to crystallise gains tax-free each year. Bed-and-ISA strategy, spouse transfers, timing with asset sales.
Pay 40% tax in England or 42% in Scotland? This guide covers every relief available to higher-rate taxpayers in 2026/27 — pensions, ISAs, Gift Aid, EIS and the £100k trap.
