How a relevant life policy gives directors and employees tax-efficient life cover in 2026/27, with costs, eligibility and how it beats personal cover.
Adjusted net income affects your Personal Allowance, HICBC, and tapered pension annual allowance. Learn how to reduce it with pension contributions and Gift Aid in 2026/27.
Capital losses must be reported and used against gains in the same year or carried forward. Bed-and-ISA and Bed-and-SIPP also avoid crystallising gains.
The CGT annual exempt amount has fallen to £3,000 — down from £12,300 just three years ago. Here are the key strategies to make the most of what's left.
The UK dividend allowance is just £500 in 2026/27. Here's how owner-directors and investors can plan their dividend income to minimise tax legally.
Investment bonds offer tax deferral and top-slicing relief — but the tax rules are complex. Here's a clear guide to onshore vs offshore bonds and how chargeable gains are taxed.
Selling your business to an EOT? Discover the CGT exemption, tax-free bonuses, and how employee ownership works in 2026/27.
VCTs offer 30% income tax relief on investments up to GBP 200,000 per year. Learn how they work, the risks, and whether they suit your 2026/27 tax plan.
A CSOP lets UK employees receive options over shares worth up to £60,000 with no income tax or NI on exercise after three years. This guide covers eligibility, the self-certification process, CGT treatment on sale, and how CSOP compares with EMI.
A complete guide to the UK Patent Box regime -- the 10% Corporation Tax rate on qualifying IP profits, eligible patents, the nexus approach, streaming calculation, and interaction with R&D tax credits.
A Share Incentive Plan lets UK employees receive up to £3,600 in free shares and buy partnership shares from pre-tax pay. This guide covers all four share types, the tax treatment at each stage, worked examples and what happens when you leave.
From salary sacrifice pensions to ISA wrappers and the Marriage Allowance, these 10 HMRC-approved strategies can legally cut your UK income tax and NI bill in 2026/27.
