Calculators for People New to the UK

Moving to the UK means getting to grips with a tax system that may work very differently from home. To work legally you need a National Insurance number, and your pay is taxed through PAYE using a tax code — but new arrivals are often put on an emergency tax code at first and overpay, which you can reclaim once your correct code is issued. The personal allowance lets you earn £12,570 tax-free before income tax applies, with National Insurance due on earnings above a separate threshold. Whether you are taxed on your worldwide income depends on your residence status under the Statutory Residence Test, and there are special rules for foreign income and the new residence-based regime that replaced non-dom status from April 2025. Many newcomers also send money home, so understanding how your UK salary converts and what reaches family abroad matters. These calculators help you check your take-home pay, understand deductions, convert your salary and plan around UK tax — all on current 2025/26 rates.