UK 2026/27 tax year · Updated 2026-06-10
Raising a family in the UK comes with a tangle of benefits, allowances and charges that are easy to miss or fall foul of. Child Benefit is worth claiming for almost every family, but the High Income Child Benefit Charge claws it back once the higher earner’s adjusted net income passes £60,000, tapering fully away by £80,000 — so it pays to know exactly where you stand. Tax-Free Childcare adds £2 for every £8 you pay in, up to £2,000 per child a year, and eligible working parents can also access the expanded free childcare hours. Statutory maternity and paternity pay set the baseline for time off, while Marriage Allowance lets a non-taxpayer transfer £1,260 of personal allowance to a basic-rate partner. With the personal allowance frozen at £12,570 and many thresholds static, fiscal drag is quietly pulling more parents into higher tax. These calculators help you claim what you are entitled to, avoid unexpected charges, budget for a growing family and start saving for your children — all on current 2025/26 rates.
Claim correctly and avoid the High Income Child Benefit Charge.
Maternity, paternity and the Marriage Allowance.
Manage the household budget and save for the future.
Estimates for general guidance only, based on 2026/27 UK rates. Not financial advice.