Who owes the second payment on account on 31 July 2026, how it is calculated, how to reduce it via SA303, what happens if you can't pay, and the interest rate that kicks in from 1 August.
How to file your 2025/26 Self Assessment tax return step by step — who must file, allowable expenses, Government Gateway, SA100/SA103, the 31 January 2027 deadline, and MTD ITSA for income over £50,000.
The full State Pension is £241.30/week (£12,548/year) in 2026/27. Here is how to get your personal forecast online, how many qualifying years you need, and whether buying voluntary NI contributions is worth it.
The full State Pension is £241.30/wk in 2026/27. Filling NI gaps costs £956.80 per missing year but breaks even in under 3 years — if you have genuine gaps. Here's exactly how to check and whether it's worth it.
Student loan repayment thresholds for 2026/27: Plan 2 at £29,385, Plan 4 at £33,795, Plan 5 at £25,000. Whether to overpay, how much you'll actually repay before write-off, and what summer graduates need to know.
Tax-Free Childcare gives you £2 for every £8 you spend on childcare — up to £2,000/yr per child (£4,000 for disabled). Who qualifies, how to apply in 20 minutes, and the £100k income trap that catches many families.
UK Tax-Free Childcare gives parents £2 for every £8 you pay into your childcare account (up to £2,000/year per child, £4,000 if disabled). Here's exactly how it works and the eligibility traps
The State Pension rose 4.8% to £241.30/wk in 2026/27. The 2027/28 rise will be decided by CPI in September 2026 — currently forecast at 3%+. What pensioners and those approaching SPA need to know now.
EV salary sacrifice is the most tax-efficient employee benefit available in 2026/27. With a 4% BIK rate and savings of up to 48% for higher-rate employees, here's exactly how it works, with a worked example on a £40,000 EV.
The 2026/27 ISA allowance is £20,000. At mid-year, are you on track? Current Cash ISA rates reach 4.8% AER, the FTSE 100 is up year-to-date, and the LISA still offers a 25% bonus. Here's what to do with the allowance you have left.
How is savings interest taxed in 2026/27? Personal Savings Allowance £1,000/£500/£0, the £5,000 Starting Rate for Savings, ISA wrapper, Premium Bonds and a worked example showing exactly how much tax a basic-rate saver pays.
Working Tax Credit is closed to new claims. If you receive a Migration Notice from DWP, you must claim Universal Credit or lose your benefits permanently. This guide explains the key differences, the taper rate, the Minimum Income Floor and what to do.
