Calculate your NHS take-home pay by Agenda for Change band and pay point, including NHS Pension contributions, Income Tax and NI.
Select your AfC band
Choose your Agenda for Change band from the dropdown. If unsure, check your contract or NHS Jobs advert.
Choose your pay point
Select your current pay point within the band. New starters usually start at the entry (a) point; increments happen annually on your start-date anniversary.
Add London supplement
Select the appropriate London or high-cost area supplement if applicable. Check your payslip or HR department if unsure.
Add student loan
Select your student loan plan if applicable. Most nurses and AHPs who trained post-2012 are on Plan 2.
Review your take-home
See the full breakdown: basic salary, NHS Pension, Income Tax, NI, and monthly net pay.
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Disclaimer: All results are estimates for guidance only and do not constitute financial, tax or legal advice. Always consult a qualified professional.