Take-Home Pay · 2025/26
UK Take-Home Pay in 2025/26 by Salary
Pick a salary to see exactly how much you took home in the 2025/26tax year, using that year's Personal Allowance (£12,570), rUK Income Tax bands and Class 1 employee NI (8% main / 2% above £50,270).
What was different about 2025/26
2025/26 brought no employee NI changes — main rate stays 8%, upper rate 2%. The big shift was on the employer side: from 6 April 2025 the secondary threshold dropped from £9,100 to £5,000 and the rate rose from 13.8% to 15%, raising cost-to-employer significantly but not directly affecting employee take-home.
2025/26 headline rates used here
Personal Allowance
£12,570 / year
Basic / higher / additional
20% / 40% / 45%
NI primary threshold
£12,570
NI upper earnings limit
£50,270
NI main / upper rate
8% / 2%
Pick a salary
Other years
Related
Disclaimer: Figures are rUK (England, Wales, NI) Income Tax + Class 1 employee NI using the published 2025/26 HMRC rates. Scottish taxpayers pay a different Income Tax schedule. Pension contributions, student loan and salary sacrifice are not included on the historical pages.