Take-Home Pay · 2026/27
UK Take-Home Pay in 2026/27 by Salary
Pick a salary to see exactly how much you took home in the 2026/27tax year, using that year's Personal Allowance (£12,570), rUK Income Tax bands and Class 1 employee NI (8% main / 2% above £50,270).
What was different about 2026/27
2026/27 leaves rUK Income Tax and employee NI thresholds frozen for the fourth year running. The National Living Wage rose from £12.21 to £12.71/hr. Student loan repayment thresholds were uprated — Plan 1 to £26,900, Plan 2 to £29,385, Plan 4 to £33,795.
2026/27 headline rates used here
Personal Allowance
£12,570 / year
Basic / higher / additional
20% / 40% / 45%
NI primary threshold
£12,570
NI upper earnings limit
£50,270
NI main / upper rate
8% / 2%
Pick a salary
Other years
Related
Disclaimer: Figures are rUK (England, Wales, NI) Income Tax + Class 1 employee NI using the published 2026/27 HMRC rates. Scottish taxpayers pay a different Income Tax schedule. Pension contributions, student loan and salary sacrifice are not included on the historical pages.