Whether self-employed workers and small business owners can deduct London's Congestion Charge and ULEZ daily fees against tax in 2026/27, and how the rules differ from commuting costs.
A consumer buy-to-let mortgage applies when you didn't set out to become a landlord on purpose — inheriting a property, or letting a former home after moving in with a partner. FCA regulation makes these products different from standard business buy-to-let lending.
Most online purchases in the UK come with a 14-day cooling-off period letting you cancel and get a full refund, no reason needed. But there are important exceptions — from personalised goods to opened perishables — that catch people out. Here's exactly how it works.
Interest from corporate bonds is taxed as income at your marginal rate, but whether a capital gain on selling one is taxable depends entirely on a technical distinction — whether it's a Qualifying Corporate Bond or not.
Living alone entitles you to a 25% council tax discount — but councils increasingly cross-check claims against credit files, electoral rolls and other data, and getting it wrong (even accidentally) can mean a backdated bill. Here's how to claim it correctly.
Credit builder cards offer low credit limits and high APRs, aimed at people with thin or damaged credit files. Used correctly — small spends, paid off in full — they can genuinely improve your score. Used incorrectly, they can make things worse.
One in five UK credit files contains an error, according to industry estimates. Here is the exact process for disputing incorrect data with Experian, Equifax and TransUnion, and what happens if the lender won't budge.
If your employer doesn't pay mileage for cycling to work, you can claim tax relief on the shortfall yourself. Here is how the 20p per mile approved rate works and how to actually claim it.
Deferring the new State Pension increases your weekly amount by 1% for every 9 weeks — about 5.8% for a full year. Worked example on the 2026/27 full rate of £241.30 a week.
Comparing monthly private dental plan subscriptions against paying NHS dental charge bands as you go for 2026/27, with a worked break-even example.
How NHS Pension Scheme contributions work for dentists who split their time between NHS contract work and private practice, with a 2026/27 worked example.
Why your energy direct debit builds a credit balance over summer, when you are entitled to a refund under Ofgem rules, and how to avoid overpaying your supplier interest-free.
