Comparing the three main exit routes for a landlord whose buy-to-let is no longer profitable under Section 24 — selling and paying CGT, incorporating into a limited company, or continuing to hold.
The most common mistakes new UK buy-to-let landlords make in 2026/27 — from underestimating costs to skipping compliance — and how to avoid them.
How lenders calculate the interest cover ratio (ICR) on buy-to-let mortgages in 2026/27, with a full worked example showing how much rent you need for a given loan size.
How HMO mortgages differ from standard buy-to-let lending in the UK for 2026/27 — licensing requirements, ICR rules, deposit expectations, and a worked example.
Since Section 24, landlords only get a 20% tax credit on mortgage interest — but pension contributions get relief at up to 45%. Here's why a higher-rate landlord with £15,000 of rental profit might get more value putting it into a pension than into another buy-to-let deposit.
How first-time limited company buy-to-let purchases work in the UK for 2026/27 — SPV setup, mortgage criteria, deposits, and a worked tax comparison versus personal ownership.
Why residential buy-to-let property can't be held directly in a UK SIPP in 2026/27, what property a SIPP can hold, and alternative routes for property investors.
How UK deposit dispute resolution works when a landlord and tenant disagree over damage deductions in 2026/27, including evidence, the adjudication process, and worked outcomes.
Why UK buy-to-let mortgage rates run higher than residential mortgage rates in 2026/27, with a worked cost comparison and reasons behind the gap.
Every landlord in England and Wales must protect a tenant's deposit within 30 days or face penalties of up to 3x the deposit. Full rules and worked examples.
Selling the family home to downsize in retirement can release six figures of equity — but stamp duty, selling costs and means-testing rules can eat into the gain. Full worked example.
How to legally end a tenancy in order to sell a UK buy-to-let property in 2026/27 — notice requirements, timing, and whether to sell with a tenant in place instead.
