Deposit Unlock lets first-time buyers and home movers buy a new-build home with as little as a 5% deposit, backed by a developer-funded indemnity rather than the government. How it compares to Help to Buy's replacement gap.
Both let parents help a child buy without gifting cash outright, but the mechanics are very different — one locks savings, the other puts the parent's own home or income on the line. A full comparison.
A letting agent's full management fee looks expensive next to doing it yourself — until void periods, compliance deadlines and 2am boiler calls are factored in. A worked 2026 comparison.
An HMO can generate significantly higher rental income from the same property, but licensing, management intensity and void risk are all higher too. A worked 2026 comparison for landlords.
Stamp duty, estate agent fees and removal costs vs build costs and disruption — a full worked comparison of extending versus moving to a bigger home in 2026.
Porting lets you take your existing mortgage deal, including a fixed rate, with you to a new property instead of paying an early repayment charge. How it works, when the numbers don't add up, and what can still go wrong.
Islamic home purchase plans avoid interest (riba) using structures like Ijara and Diminishing Musharaka instead of a conventional mortgage. How they work, the costs involved, and what to check before choosing one.
Nightly rates on a short-term let look much higher than monthly rent — until cleaning, management, occupancy gaps and tax treatment are factored in. A worked 2026 landlord comparison.
Student tenancies almost always run to the academic year, leaving a summer gap most other lets don't have. How to budget for it, and the options for filling or absorbing it in 2026.
Conveyancing costs are made up of legal fees plus a long list of disbursements — searches, Land Registry fees, and Stamp Duty where applicable. A breakdown of each cost and where genuine savings are (and aren't) possible.
A worked case study of what a £500,000 mortgage actually costs each month at 4.5%, 5% and 5.5%, over 25 and 30 years, repayment vs interest-only, plus the income and SDLT involved.
Farms and smallholdings need specialist agricultural mortgages, not standard residential products. Rates, deposits, land classification rules and worked examples for 2026.
