Right to Manage lets leaseholders take over building management from the freeholder without proving fault. How it works, what it costs, and what changes under the Leasehold and Freehold Reform Act.
A holiday home and a rental property both count as a 'second property' for stamp duty, but lenders assess them on entirely different criteria. Affordability, rates and use restrictions compared.
Self-build mortgages release funds in stages rather than as a single lump sum. How advance vs arrears staging works, typical stage payment schedules, and what lenders require.
You can't sell a probate property until the grant of probate is issued. What executors need to arrange first, typical timelines, and practical pitfalls that catch families out.
How to challenge unreasonable service charges as a UK leaseholder — what counts as 'reasonable', how the First-tier Tribunal process works, and what the Leasehold and Freehold Reform Act changes.
A lease under 80 years becomes progressively harder to mortgage, and marriage value kicks in on any extension. Why lease length matters so much and what thresholds to watch for.
Buying a second home or buy-to-let in England or NI? You pay a 5% SDLT surcharge on top of standard rates (raised from 3% in October 2024). Worked examples on £200k-£500k properties
A plain-English guide to the First Homes scheme in 2026 - who qualifies, how the 30 percent discount works, price caps, mortgage rules and the catch on resale.
How Japanese knotweed affects UK mortgage approval in 2026, what lenders demand, treatment costs, legal duties, and how to protect your purchase.
How joint borrower sole proprietor (JBSP) mortgages work in 2026: who qualifies, the tax and stamp duty angles, risks for helpers, and how to model affordability.
What a leasehold extension really costs in 2026: premium, marriage value, professional fees, SDLT and the tax angles every UK flat owner should plan for.
An offset mortgage links your savings to your loan to cut interest. Learn how offsetting works, who benefits in 2026, and the tax angle for UK savers.
