Buyers who are not UK resident pay an extra 2% on top of standard SDLT in England and Northern Ireland, and that 2% stacks on the 5% additional property surcharge. A non-resident second home at GBP 400,000 can owe over GBP 40,000.
Buying is not automatically cheaper than renting. The break-even depends on buying costs, how long you stay and what your deposit could earn elsewhere. Here is the maths.
What the Renters' Rights Bill means for rent rises in 2026 - Section 13 notices, the once-a-year cap and how to challenge an increase at tribunal.
What a retirement interest only mortgage is, how it differs from equity release, who can get one, and the costs to weigh up before applying in 2026.
When a second charge mortgage beats a remortgage for raising money against your home, and how UK borrowers should compare the two options in 2026.
Staircasing up your shared ownership share sounds simple but the real cost includes a fresh valuation, legal fees, SDLT and a bigger mortgage. Here is the full sum.
A bigger deposit unlocks a lower loan-to-value band and usually a cheaper mortgage rate. But saving longer for that extra 5 percent has a cost too. Here is how the trade-off looks for first-time buyers in 2026.
An offset mortgage links your savings to your loan so you pay interest only on the difference. A standard repayment mortgage is simpler and often cheaper on rate. Here is how the maths actually works in 2026 and who each option suits.
Higher mortgage costs, 5% SDLT surcharge, Section 24 interest relief restriction, and declining net yields. We run the real numbers on UK buy-to-let in 2026 — and compare alternatives.
Five essential financial tasks for UK landlords in July and August 2026 — from the Self Assessment payment on account deadline to Section 24 planning, stress testing your mortgage, and whether a limited company structure makes sense.
Everything first-time buyers need to know in 2026: how much deposit you need, SDLT after the April 2025 changes, using a Lifetime ISA, Shared Ownership, and the full timeline from AIP to completion.
With mortgage rates at ~4.5% and savings accounts at 4-5%, is overpaying your mortgage the right call in 2026? Full break-even analysis, ERC rules, tax angles, and a worked example saving £22,400.
