What happens between exchange of contracts and completion, why pulling out after exchange can mean losing your deposit, and how to cover a funding gap if it opens up.
The same £250,000 first home attracts £0 property transaction tax in England and Northern Ireland, but £1,500 in both Scotland and Wales. Here's the full four-nations breakdown for 2026/27.
A practical viewing checklist for UK first-time buyers in 2026/27 — what to check, what to ask, and the red flags that could mean expensive surprises later.
The Furnished Holiday Letting tax regime was abolished from April 2025. Here's what changed for holiday let owners and how the numbers compare to the old rules.
The Help to Buy equity loan scheme closed to new applicants in 2023, but hundreds of thousands of homeowners still owe one. Full repayment, interest and staircasing rules for 2026.
A worked income comparison between letting a UK property as a holiday let versus a long-term tenancy in 2026/27, factoring occupancy, costs, and effort.
Practical, evidence-based tactics for negotiating a lower UK house price in 2026/27, from timing your offer to using survey findings as leverage.
There's no legal limit on the number of buy-to-let mortgages you can hold, but PRA portfolio landlord rules and lender caps mean growing a portfolio gets harder past four properties.
What happens when you inherit a rental property that still has a buy-to-let mortgage attached, including lender consent-to-transfer rules, probate timelines and the CGT base cost reset.
How lenders assess joint mortgage affordability for cohabiting, unmarried couples, and what protections you need in place given the lack of automatic legal rights on separation.
Why standard landlord insurance often stops covering an empty rental property during renovation, and what unoccupied property insurance costs and covers in 2026/27.
The Leasehold and Freehold Reform Act brings new transparency rules for service charges. What leaseholders can now demand, and worked examples of typical charges.
