Unmarried couples buying together face the same affordability tests as married couples — but none of the legal protections. Worked examples and how to protect your share.
How much an empty rental property costs a landlord in lost rent and mortgage interest, and why standard landlord insurance restricts cover after 30-60 days unoccupied.
Inheriting a property and renting it out rather than selling makes you a landlord for tax purposes overnight. How rental income tax, Capital Gains Tax base cost and mortgage rules apply in 2026/27.
Parents gifting money towards a child's house deposit face few immediate tax consequences, but inheritance tax, mortgage-lender paperwork and the seven-year rule all matter. Here is what the Bank of Mum and Dad needs to know in 2026/27.
How mortgage interest relief, Corporation Tax and dividend tax compare against personal ownership and Section 24 for UK landlords in 2026/27.
A CCJ on your credit file can block a mortgage application for six years unless it is satisfied and, ideally, paid within 30 days of the judgment. Here is how CCJs affect mortgage eligibility in 2026.
How stamp duty, state pension timing and releasing equity interact when downsizing your home in retirement, for the UK 2026/27 tax year.
The furnished holiday letting tax regime was abolished from April 2025, moving holiday-let landlords onto standard property income rules. Full worked example on a £28,000 holiday let and what actually changed.
How a gifted house deposit affects mortgage applications and inheritance tax planning for the person giving it, under 2026/27 UK rules.
Furnished holiday lets can be liable for business rates instead of Council Tax, but only if they meet specific letting-day thresholds. How the rules work in 2026.
A holiday let mortgage is underwritten on projected seasonal rental income and usually costs more than a standard buy-to-let mortgage, but unlocks Furnished Holiday Letting tax treatment. Full 2026 comparison.
Using a residential mortgage for a property you actually let out as a holiday home can breach your mortgage terms. How holiday let mortgages differ in affordability, deposit and rates in 2026/27.
