Furnished holiday lettings lost their special tax status from April 2025 — so how does a holiday let actually compare to a standard long-term rental for tax in 2026/27?
Severing a joint tenancy converts automatic survivorship into a specific, separately owned share that can pass via your will — a common Inheritance Tax planning step. How it works in 2026/27.
Selling a rental property while tenants are still living there doesn't change the Capital Gains Tax calculation, but it does affect the sale process and the 60-day reporting deadline. What matters in 2026/27.
Since the Furnished Holiday Lettings regime was abolished, long-term lets and holiday lets are taxed almost identically. What actually still differs between the two in 2026/27.
What the Mortgage Charter commitments mean for UK mortgage borrowers struggling with repayments in 2026 — payment holidays, term extensions and protection from forced repossession.
How porting a mortgage works when moving house in the UK, when it saves on early repayment charges, and what happens if you need to borrow more for 2026/27.
Fixing snagging defects on a newly built rental property raises a repairs-vs-improvement question for tax. How HMRC's capital vs revenue distinction applies to snagging costs in 2026/27.
How an offset mortgage compares to keeping savings in an easy-access account or Cash ISA once savings interest tax is factored in for 2026/27.
Extra cash each month can go two ways: chip away at your mortgage or top up a Stocks & Shares ISA. Neither is universally 'right' — it comes down to your mortgage rate, your investment horizon and your appetite for risk.
What to do in the six months before your fixed-rate mortgage deal ends, including the standard variable rate trap and how to compare a product transfer against a full remortgage.
Most lenders want 2-3 years of accounts or tax returns before offering a self-employed remortgage. How income averaging, retained profit and specialist lenders work in 2026/27.
If you want to borrow more against your home — for renovations, debt consolidation or a deposit for a second property — you can either remortgage the whole loan or ask your existing lender for a further advance. Here's how the two compare.
