Cyfrifwch eich rhif FIRE, blynyddoedd tan annibyniaeth ariannol, targed Coast FIRE a chyfradd tynnu diogel. Wedi'i ganolbwyntio ar y DU gyda modelu Pensiwn y Wladwriaeth a dychweliadau real.
Rhowch eich oedran presennol a'ch oedran ymddeol targed
Gall FIRE dargedu unrhyw oedran — mae targedau FIRE nodweddiadol yn y DU rhwng 45–55.
Rhowch eich portffolio presennol a'ch cynilo blynyddol
Cynhwyswch bob ased buddsoddi (ISA, SIPP, cyfrif cyffredinol). Y cynilo blynyddol yw'r cyfanswm rydych chi'n ei fuddsoddi bob blwyddyn ar ôl treth.
Gosodwch eich gwariant ymddeoliad
Rhowch eich gwariant blynyddol mewn arian heddiw. Cynhwyswch bopeth: costau tai, bwyd, teithio, hamdden.
Adolygwch eich rhif FIRE
Gwelwch y portffolio targed, blynyddoedd tan annibyniaeth ariannol, rhif Coast FIRE a'r rhagamcan blwyddyn wrth flwyddyn.
Modelu Pensiwn y Wladwriaeth
Rhowch eich Pensiwn y Wladwriaeth disgwyliedig i weld sut mae'n lleihau eich rhif FIRE angenrheidiol o oedran 67.
The Guyton-Klinger rule adjusts your drawdown income year by year using guardrails, instead of a fixed 4% withdrawal. Here's how it works for a UK SIPP or drawdown pension in 2026/27, with worked numbers.
What happens after you submit your Self Assessment return — refunds, balancing payments, amendments, HMRC enquiries, the SA302 for mortgages, and the 5-year record-keeping rule
Making Tax Digital for Income Tax (MTD ITSA) starts April 2026 for £50k+ self-employed and landlords. Here's what it means, when it applies to you, the software requirements and how it changes Self Assessment forever.
Disclaimer: All results are estimates for guidance only and do not constitute financial, tax or legal advice. Always consult a qualified professional.
