Gwelwch a yw eich cyfraniadau pensiwn cofrestru awtomatig ar y trywydd iawn ar gyfer ymddeoliad — neu faint yn rhagor y mae angen i chi ei gynilo.
The minimum 8% auto-enrolment contribution is rarely enough for a comfortable retirement. This calculator shows if you are on track and what additional saving is needed to close the gap.
Projection assumes 5% annual growth on pension pot and a 3.5% sustainable drawdown rate. State Pension assumes full 35 qualifying NI years. Figures are illustrative and not financial advice.
Rhowch eich cyflog a'ch oedran
Mae eich cyflog blynyddol gros cyfredol a'ch oedran yn pennu man cychwyn y rhagamcaniad.
Gosodwch eich targed ymddeoliad
Rhowch faint o incwm blynyddol rydych chi ei eisiau yn eich ymddeoliad (mewn punnoedd heddiw). Mae safon Gymedrol PLSA, a ddyfynnir yn eang, yn £31,300/blwyddyn i berson sengl.
Gwiriwch eich cyfradd cyfraniad bresennol
Y rhagosodiad o 8% yw'r isafswm cofrestru awtomatig cyfreithiol. Os yw eich cyflogwr yn cyfrannu mwy, neu os ydych chi eisoes yn talu ychwaneg, diweddarwch y ganran.
Gwelwch eich diffyg
Mae'r gyfrifiannell yn dangos a fydd eich cyfraniadau cyfredol yn cyrraedd eich targed ai peidio, ac os na, yr swm misol ychwanegol y mae angen i chi ei gynilo.
NEST and commercial master trusts like The People's Pension or Smart Pension all meet the same auto-enrolment minimums, but their fee structures differ in ways that meaningfully affect your retirement pot. Here's how to compare them.
Every UK employer must re-enrol opted-out eligible staff into a workplace pension roughly every three years. Here's how the re-enrolment cycle works and what employees should expect.
What happens after you submit your Self Assessment return — refunds, balancing payments, amendments, HMRC enquiries, the SA302 for mortgages, and the 5-year record-keeping rule
Disclaimer: All results are estimates for guidance only and do not constitute financial, tax or legal advice. Always consult a qualified professional.
