Cyfrifwch eich cyflog net cartref fel masnachwr unigol yn y DU ar ôl Treth Incwm a NI Dosbarth 4. Cymharwch â chyflogaeth PAYE.
Rhowch eich elw gros blynyddol
Teipiwch eich elw ar ôl treuliau busnes caniataol — nid eich trosiant. Treuliau cyffredin: cyfrifyddiaeth, offer, gweithle, yswiriant proffesiynol, teithio.
Ychwanegwch gyfraniadau pensiwn
Dewisol: rhowch unrhyw gyfraniadau pensiwn personol. Mae'r rhain yn lleihau eich incwm trethadwy a'ch sylfaen NI Dosbarth 4.
Adolygwch y dadansoddiad
Gwelwch y rhaniad Treth Incwm a NI Dosbarth 4, cyfradd didyniad effeithiol, a chyflog cartref misol.
Cymharwch â PAYE
Mae'r gyfrifiannell hefyd yn dangos faint y byddai gweithiwr PAYE ar yr un incwm yn ei gael adref er mwyn cymharu.
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